Details for JOYNER A-4708157

NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF HENRY Under and by virtue of the power of sale contained with that certain Security Deed dated May 12, 2006, from Trisha Nicole Joyner to Mortgage Electronic Registration Systems, Inc., as nominee for Pine State Mortgage Corporation, recorded on May 24, 2006 in Deed Book 9223 at Page 233 Henry County, Georgia records, having been last sold, assigned, transferred and conveyed to HSBC Bank USA, National Association, as Successor Trustee to Wells Fargo Bank, N.A. as Trustee for Bear Stearns Mortgage Funding Trust 2006-AC1, Asset-Backed Certificates, Series 2006-AC1 by Assignment and said Security Deed having been given to secure a note dated May 12, 2006, in the amount of $102,560.00, and said Note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Henry County, Georgia, on December 3, 2019 the following described real property (hereinafter referred to as the "Property"): ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 210 OF THE 7TH DISTRICT, HENRY COUNTY, GEORGIA, BEING LOT 425, PHASE THREE OF CEDAR RIDGE SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 25, PAGE 234, HENRY COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY THIS REFERENCE FOR A MORE COMPLETE AND ACCURATE DESCRIPTION. LESS AND EXCEPT: ALL THAT TRACT OR PARCEL OF LAND CONTAINING 0.446 ACRES, MORE OR LESS, OF LAND LYING AND BEING IN LAND LOT 210 OF THE 7TH DISTRICT OF HENRY COUNTY, GEORGIA, BEING PART OF LOT 425 OF CEDAR RIDGE SUBDIVISION, PHASE THREE, AS SHOWN ON PLAT OF SURVEY PREPARED FOR RONALD SPRAGGINS AND KIMBERLY SPRAGGINS BY A.E. VAUGHN, REGISTERED LAND SURVEYOR NO. 1629, DATED AUGUST 15, 1997 AS PER QUIT CLAIM DEED RECORDED IN DEED BOOK 2667, PAGE 193, HENRY COUNTY, GEORGIA RECORDS. THE DESCRIPTION OF SAID PROPERTY AS CONTAINED ON SAID PLAT ATTACHED THERETO IS HEREBY INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. The debt secured by the Security Deed and evidenced by the Note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Security Deed, accrued interest, and all expenses of the sale, including attorneys' fees. Notice of intention to collect attorneys' fees has been given as provided by law. To the best of the undersigned's knowledge, the person(s) in possession of the property is Trisha Nicole Joyner. The property, being commonly known as 190 Cedar Ridge Rd, Locust Grove, GA, 30248 in Henry County, will be sold as the property of Trisha Nicole Joyner, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed. Pursuant to O.C.G.A. Section 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: Specialized Loan Servicing, LLC, 8742 Lucent Blvd Suite 300, Highlands Ranch, CO 80129, 720-241-7251 . The foregoing notwithstanding, nothing in O.C.G.A. Section 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under U.S. Bankruptcy code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Albertelli Law Attorney for HSBC Bank USA, National Association, as Successor Trustee to Wells Fargo Bank, N.A. as Trustee for Bear Stearns Mortgage Funding Trust 2006-AC1, Asset-Backed Certificates, Series 2006-AC1 as Attorney in Fact for Trisha Nicole Joyner 100 Galleria Parkway, Suite 960 Atlanta, GA 30339 Phone: (770) 373-4242 By: Cory Sims For the Firm THIS FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. wc-19-014865 A-4708157 11/06/2019, 11/13/2019, 11/20/2019, 11/27/2019 950-620603, 11/06,13,20,27

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