Not long ago, I worked with a client who found themselves financially stranded. Their spouse, who had managed the finances, passed away, leaving the client with limited access to cash and no understanding of how the household finances operated. Fortunately, the surviving spouse had a relationship with me, and I was able to assist.

In most households, one spouse typically takes on the analytical role of managing the finances, while the other tends to be more emotionally driven and influences spending decisions. I’ve observed varying degrees of involvement from the spouse who does not manage the finances.

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William G. Lako, Jr., CFP®, is a principal at Henssler Financial and a co-host on “Money Talks” — your trusted resource for your money, your future, your life — airing Saturdays at 10 a.m. on AM 920 The Answer. Mr. Lako is a CERTIFIED FINANCIAL PLANNER™ professional.

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