I'm sure everyone has seen a sale like this. The grocery store will offer a great, bargain price on an item, the kind of item you might like to buy quite a few of at a time. But then, the store's advertisement says, in small print, "Limit 4."

If you've been reading this column for a while and saving all of your weekly coupon inserts, it's likely that you have accumulated multiple coupons for the same item. For this example, assume you've been watching your store's sale flyers and waiting for yogurt cups to go on sale. Finally, there they are, four for $1, a great price! But then, of course, you're disappointed to note that you can only buy four cups of yogurt. Time for the fourth, best-kept couponing "secret":

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